Pet health insurance offers policies and options that cover a wide variety of medical expenses:

Coverage for accidents and preventive care (if purchased) begins immediately on the plan’s effective date; illnesses and knee/ligament injuries have a 14-day waiting period.

Customers can choose from limits up to $15,000, with an annual deductible of $100, $250 or $500. Depending on the plan, eligible charges will be reimbursed at 70%, 80% or 90%. A package covering preventive care (with no deductible) is available for an additional cost. Coverage can be purchased for multiple pets; each will have their own separate policy and premium, and each additional pet qualifies the customer for a 10% discount.

Although premiums will increase as a covered pet gets older, a policy will never be cancelled or downgraded due to a pet’s age or health.

Pre-existing conditions, cosmetic procedures and/or costs associated with breeding or pregnancy are not covered; waiting periods may apply, and products and discounts are subject to change.

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About Our Coverages

Accidents

Accident coverage will take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects, and toxic ingestions.

Illnesses

With illness coverage, you’ll be reimbursed for the costs of major and minor illnesses, such as cancer, arthritis, allergies, hypothyroidism, digestive problems, and UTIs.

Hereditary & Congenital Conditions

This coverage is for the costs of inherited conditions and birth defects that don’t show symptoms until later in your pet’s live, like heart disease, IVDD, eye disorders, and hip dysplasia.

Behavioral Issues

Behavioral issues coverage can help with the costs of vet visits for concerning behaviors that may be related to anxiety or compulsive behavior, like excessive licking, fur pulling, and destruction of the home.